Personal Finance

Retirement Planning & Wealth Building

Retire on a Number You Can Actually Defend

12 lessons4 modules9h 30m durationbeginner level

Instructor: StretchLearn Faculty

About this course

Most retirement advice stops at "save more" and never explains the machinery: which account holds which dollar, how compounding actually accumulates, and why the order of your investment returns can sink a portfolio that looked fine on a spreadsheet. This course covers RRSPs, TFSAs, 401(k)s, and IRAs side by side, the math of compound growth and inflation, sequence-of-returns risk, and how to convert savings into a durable retirement income strategy. You finish with a personal number, a funded account plan, and a written withdrawal policy.

Curriculum

Module 1: The Math That Builds Wealth3 lessons

Compound Growth and the Cost of WaitingPreview45m
Inflation and the Difference Between Nominal and Real🔒45m
Your Retirement Number and Savings Rate🔒50m

Module 2: The Accounts: RRSP, TFSA, 401(k), and IRA3 lessons

Tax-Deferred vs Tax-Free: How the Containers Differ🔒50m
Contribution Limits, Matches, and Free Money🔒45m
Asset Location: Putting the Right Asset in the Right Account🔒45m

Module 3: Building the Portfolio3 lessons

Why Low-Cost Index Funds Win🔒45m
Fees: The Silent Tax on Your Future🔒45m
Allocation and the Glide Path to Retirement🔒50m

Module 4: Turning Savings Into Retirement Income3 lessons

Sequence-of-Returns Risk: Why Timing of Returns Matters🔒50m
Withdrawal Strategies: The 4% Rule and Guardrails🔒50m
Government Benefits and a Written Withdrawal Policy🔒50m