Personal Finance
Retirement Planning Essentials
Stop guessing about retirement and build an actual roadmap
12 lessons4 modules9h 0m durationbeginner level
About this course
Retirement planning feels overwhelming because it mixes tax law, investing, and a future that is decades away into one anxious blur. This course separates those threads: it explains exactly how the main tax-advantaged accounts work in Canada and the United States, shows with real numbers how compound growth and an employer match decide most of your result, and walks you through estimating how much you will actually need. You finish with a written, age-appropriate roadmap that names which account to fund first, how much to contribute, and how you will eventually turn the pile into a paycheque.
Curriculum
Module 1: Why Retirement Planning Works
- What You Are Actually Saving ForPreview
- Compound Growth and the Cost of Waiting🔒
- Inflation, Time Horizon, and Realistic Returns🔒
Module 2: The Retirement Accounts Explained
- RRSP and TFSA: The Canadian Toolkit🔒
- 401(k) and IRA: The US Toolkit🔒
- Choosing Your Account Order: The Waterfall🔒
Module 3: Finding Your Number
- Estimating Your Retirement Spending🔒
- The 25x Rule and the 4 Percent Guideline🔒
- Closing the Gap: Are You On Track?🔒
Module 4: Building and Maintaining Your Plan
- Investing Inside Your Retirement Accounts🔒
- Automating Contributions and Staying the Course🔒
- Your One-Page Roadmap and Drawdown Plan🔒
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