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Personal Finance

Retirement Planning Essentials

Stop guessing about retirement and build an actual roadmap

12 lessons4 modules9h 0m durationbeginner level

Instructor: StretchLearn Faculty

About this course

Retirement planning feels overwhelming because it mixes tax law, investing, and a future that is decades away into one anxious blur. This course separates those threads: it explains exactly how the main tax-advantaged accounts work in Canada and the United States, shows with real numbers how compound growth and an employer match decide most of your result, and walks you through estimating how much you will actually need. You finish with a written, age-appropriate roadmap that names which account to fund first, how much to contribute, and how you will eventually turn the pile into a paycheque.

Curriculum

Module 1: Why Retirement Planning Works3 lessons
Module 2: The Retirement Accounts Explained3 lessons
  • RRSP and TFSA: The Canadian Toolkit🔒45m
  • 401(k) and IRA: The US Toolkit🔒45m
  • Choosing Your Account Order: The Waterfall🔒45m
Module 3: Finding Your Number3 lessons
  • Estimating Your Retirement Spending🔒45m
  • The 25x Rule and the 4 Percent Guideline🔒45m
  • Closing the Gap: Are You On Track?🔒45m
Module 4: Building and Maintaining Your Plan3 lessons
  • Investing Inside Your Retirement Accounts🔒45m
  • Automating Contributions and Staying the Course🔒45m
  • Your One-Page Roadmap and Drawdown Plan🔒45m
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