Advanced Business Finance

Business Credit & Financing

Get approved for the right financing, on purpose.

12 lessons4 modules9h 30m durationbeginner level

Instructor: StretchLearn Faculty

About this course

Most owners hit a wall when they need capital because they never built business credit and do not understand how lenders evaluate a deal. This course walks the full path: setting up the entity and identifiers bureaus track, building Dun and Bradstreet, Experian, and Equifax business files, decoding term loans, lines of credit, SBA 7(a) and 504, equipment finance, and revenue-based options, then assembling a package that passes underwriting. Every concept is grounded in real programs, real numbers, and real lender criteria.

Curriculum

Module 1: Foundations: Business Credit Is Not Personal Credit3 lessons

How Business Credit Differs From Personal CreditPreview45m
Setting Up the Entity and Identifiers Bureaus Track🔒50m
Understanding the Business Credit Bureaus and Scores🔒45m

Module 2: Building a Strong Business Credit Profile3 lessons

Establishing Tradelines That Actually Report🔒50m
Managing Utilization, Payment Timing, and Credit Age🔒45m
Protecting Personal Credit and Monitoring Both Files🔒45m

Module 3: The Financing Menu: Choosing the Right Capital3 lessons

Term Loans, Lines of Credit, and Equipment Finance🔒50m
SBA Loan Programs: 7(a), 504, and Microloans🔒50m
Alternative Financing and Calculating True Cost🔒50m

Module 4: Getting Approved: How Lenders Decide and How to Apply3 lessons

The Five Cs of Credit and How Underwriters Think🔒45m
Building a Lender-Ready Loan Package🔒50m
Avoiding Common Mistakes and a 12-Month Roadmap🔒45m